ENROLLMENT
Is there a grace period for individual & family plans?
All Bright Plans come with a 30 day Grace period. Termination rules, and the reduced benefits in the grace period for Individual plans vary by type of the plan. Please note: Partial payments do not extend the grace period and will be refunded once the member is terminated.
Fixed Tenure plans
All members in fixed tenure plans enter a 30 day grace period on the 5th of the month, if the subscription fee is not paid by the 1st of month.
During the grace period, while member will have access to some benefits, full range of benefits would not be offered till the subscription fee is paid:
- Pharmacy expenses will not be covered
- Dignostic expenses will not be covered
- In-person specialist consultation would not be covered
- If the full outstanding premium payment isn't made by the end of the grace period, the plan will be terminated
Monthly plans
All members in fixed tenure plans enter a 30 day grace period the day after monthly subscription amount is due, or alternately, from the second day of the month.
During the grace period, while member will have access to very limited benefits, full range of benefits would not be offered till the subscription fee is paid:
- Pharmacy expenses will not be covered
- Dignostic expenses will not be covered
- Teleconsultation with specialist doctor would not be covered
- In-person doctor consultation would not be covered
- If the full outstanding premium payment isn't made by the end of the grace period, the plan will be terminated
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